A loan for your business of €5,000 to €500,000 for all types of companies, regardless of what you are excellent at. All entrepreneurs deserve a boost!
Duration up to 60 months
Individual pricing
Direct payout
An investment loan helps companies finance machinery, plants or expansion and thus enable targeted growth.
The term investment credit is financing that is used specifically for long-term capital investments.
With Qred, you can get an investment loan with a term of up to 60 months.
Waldo Chocolate & Pastries
With clear conditions and transparent costs, this form of financing provides a reliable basis for long-term decisions. Compared to short-term financing, an investment loan provides greater stability and planning security.
Those who strategically finance investments create the basis for sustainable growth and long-term corporate success.
Capital investments are expenses made by a company on long-term assets such as machinery, buildings, vehicles, or technology.
They form the basis for productivity, growth and the long-term competitiveness of a company.
An investment loan helps companies to grow in a targeted manner and to develop strategically without burdening liquidity in day-to-day business.
Areas of application that move your company forward:
With the right financing, you can implement investments quickly, ensure your competitiveness and create the basis for sustainable growth.
A catering establishment invests 60,000€ in modern kitchen equipment.
With an investment loan, the purchase can be completed immediately, while the repayment is conveniently made over several years.
This makes growth possible without burdening ongoing operations or liquidity — an investment that pays off in the long term.
An investment loan is worthwhile when a measure generates long-term income and is not intended to be financed from equity alone.
Typical areas of application are:
The interest rate on an investment loan depends on creditworthiness, term and current market conditions.
Interest rates for investment loans are generally lower than for short-term financing, as the terms are longer and investments are considered particularly stable projects.
The latest interest For investment loans vary depending on the economic situation and provider.
Long-term loans for investments generally offer more stable conditions than short-term financing, but remain dependent on market developments.
The costs of an investment loan result from interest rate, term and possible additional fees.
It is not only the interest rate that is decisive, but the entire financing over the entire term, so companies have a full overview and can plan investments economically.
In addition to the interest rate, other factors are decisive for suitable financing:
These conditions determine how well an investment loan fits your company and your growth goals.
If you want to calculate an investment loan, you should consider the following factors:
Many companies use an investment credit calculator to quickly see how different conditions affect their liquidity and planning.
A brief comparison shows the key differences:
Investment credit: You directly acquire ownership of the investment and benefit from it in the long term.
Leasing: You use the investment without taking over ownership and retain more liquidity in day-to-day business.
This allows companies to choose the form of financing that best suits their goals and liquidity.
A brief comparison shows the most important differences:
Investment credit: Long-term financing for machinery, plants or expansion
Working capital loan: Short-term financing to secure daily liquidity
While investment loans specifically support growth and strategic projects, working capital loans serve to ensure the stability of ongoing business operations.
A comparison makes the differences clear:
Supplier credit: Indirect financing, directly through the supplier, often at short notice and flexibly
Investment credit: structured financing via the bank, predictable and transparent
While supplier loans primarily support payment management, an investment loan is specifically suitable for larger investments and long-term growth projects.
In addition to investment credit, companies have numerous other financing options available:
A key factor in all options are interest rates, which vary depending on the provider, duration and risk.
With the right financing, companies can optimally implement their projects while maintaining liquidity and planning security.
An investment loan can be realized in various ways:
The right financing depends on the individual requirements of your company as well as on the desired speed, flexibility and planning security.
An investment loan application is completed in a few clear steps:
Modern providers make this process particularly quick and easy, so that you can implement your investments promptly and take advantage of opportunities immediately.
If you want to compare investment loans, you should consider several factors to find the right financing for your own company:
In this way, you ensure that the financing is optimally suited to your growth plans and liquidity.
There are attractive funding programs for certain investments, particularly in the areas of digitization and innovation.
They help companies reduce costs, implement investments faster and promote growth in a targeted manner.
A classic investment loan does not always cover all requirements, especially when speed and flexibility are crucial.
Since 2015, Qred has been supporting over 100,000 companies in Europe with fast, flexible financing solutions so that investments can be implemented promptly and opportunities for growth can be optimally exploited.
An investment loan is a powerful instrument for specifically financing growth and achieving long-term corporate goals.
With the right financing, companies not only secure their liquidity, but also lay the basis for sustainable success and long-term competitiveness.
Founded in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the bank for small businesses. Qred is the market leader in the Nordic countries and is also active in the Netherlands, Belgium and Brazil.
Qred is really excited to support small businesses in Germany as we believe small businesses are the backbone of the economy. They deserve better service and solutions that are actually tailored for them. Our dedicated team will be there to support these German companies on their growth path
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We'll help you find the best financing solution for your business.
