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Um eine fundierte Kreditentscheidung treffen zu können, benötigen wir Unterlagen, welche uns ein solides Verständnis über die aktuelle Lage sowie die finanzielle Entwicklung Ihres Unternehmens vermitteln, sowie einen Überblick über Ihre Umsätze erlauben. Abhängig von der Unternehmensform sowie Kredithöhe kann ein Einblick in die persönlichen Steuerunterlagen ebenfalls notwendig sein.

Ganz gleich, ob Sie den Firmenkredit für Betriebskapital, Marketingmaßnahmen, Investitionen in Wachstum und neue Maschinen oder zur Vorfinanzierung von Projekten nutzen möchten – wir stehen Ihnen zur Seite. Beantragen Sie einfach Ihren Kredit, unterzeichnen Sie das Angebot digital und erhalten Sie das Geld noch am selben Tag.

Alle Unternehmensformen aus allen Branchen können einen Firmenkredit beantragen. Egal, ob Sie Autohändler, Restaurantbetreiber oder Arzt sind, ob Sie im Baugewerbe oder in der Industrie tätig sind – es spielt keine Rolle, ob Ihr Unternehmen groß oder klein ist, ob es im Handelsregister eingetragen ist oder nicht. Jedes Unternehmen kann einen Antrag stellen. Alles, was erforderlich ist, ist, dass Ihr Unternehmen seit mindestens sechs Monaten aktiv ist.

Eine Anfrage über unsere Webseite ist unverbindlich und kostenfrei. Nach Erhalt unserer Kreditentscheidung haben Sie die volle Kontrolle und entscheiden, ob Sie unser Angebot annehmen möchten. Es gibt keine versteckten Kosten – alles ist transparent und klar nachvollziehbar.

Einen Firmenkredit bei Qred zu erhalten ist unkompliziert und schnell! Zunächst stellen Sie eine Anfrage auf unserer Webseite und übermitteln uns im Anschluss die notwendigen Unterlagen. Innerhalb von 24 Stunden erhalten Sie eine Kreditentscheidung mit einem potentiellen Angebot von uns, welches u. a. von Ihrem Jahresumsatz abhängt.Sollten Sie unser Angebot annehmen, wird der Betrag noch innerhalb einer Stunde ausbezahlt. Eine Sondertilgung ist jederzeit möglich, und die Fixgebühr fällt nur für die Zeit an, in der Sie den Kredit tatsächlich nutzen. Falls Sie feststellen, dass Sie doch mehr Geld benötigen, können Sie den Kredit nach einer gewissen Zeit aufstocken.

Whether you want to use the business loan as working capital or invest in growth, we are here for you. Apply for your loan and sign your offer digitally, and you will receive the money on the same day.

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All types of companies can apply for a business loan. It doesn't matter whether the company is new or old, large or small - any company can apply. All that is required is an active and registered company.

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If you have €100,000 and want to calculate how much interest you would earn at an interest rate of 4% per year, you can use a simple formula.The formula for calculating the annual interest rate is:Interest = Principal amount × Interest ratePrincipal amount = €100,000 Interest rate = 4% (or 0.04 as a decimal)The annual interest rate is:€100,000 × 0.04 = €4,000This means that if you save €100,000 in an account with an interest rate of 4%, you would earn €4,000 interest per year.

There are a number of factors that play a role, but read more in our article The compound interest effect. Fixed-term deposits. There's no better way to save than with this snowball effect.

Choosing between a savings account and fund can be a bit tricky, but both have their benefits, depending on your savings goals. Here are a few thoughts on when each type of saving is best.

If you're planning to save up for something you want to do soon, such as building up a financial cushion or treating yourself to a nice trip, a savings account is a good choice. With a savings account, your money is safe and you know exactly how much you'll have after a year — no surprises!

Short-term saving usually means you want to achieve your goal within three years. In such a short period of time, the stock market can be fairly volatile, making stocks and funds an uncertain choice when you need a fixed amount of money within a specific time frame.

For longer savings plans, such as preparing for retirement, funds may be a better option. Historically, the stock market has tended to yield better returns over longer periods of time than savings accounts, which can make your savings even more profitable.

Some examples of short-term savings goals where the savings account is preferable include saving for a cushion, a dream trip, or maybe a new car. Depending on your needs and the time available, you can choose the savings option that suits you best. No matter which option you choose, it's great that you're thinking about your financial future!

Our savings accounts offer many benefits. Here we list a few:

• Interest from the first euro
• Covered by Swedish government deposit insurance
• Choose between fixed (fixed) and flexible (flex) interest rates
• Highest interest rates for savings accounts

A savings account is a type of bank account that is specifically designed to encourage saving. In contrast to a payroll account, where the money is often used for daily transactions, a savings account is used to set money aside for the future. One of the main benefits of a savings account is the security it provides, as well as the ability to earn interest on the money you deposit.

When you deposit money into a savings account, the bank pays you interest. This interest is a percentage of your deposited amount and is usually credited annually or monthly. The interest rate may vary depending on the bank's guidelines and the general economic situation. Higher interest rates are often offered on savings accounts where the money is tied up for a longer period of time or where a minimum balance is required.

Savings accounts are flexible in the sense that they allow deposits and withdrawals, but they may have some restrictions depending on the account type. For example, some savings accounts may have limits on how often you can withdraw money without losing interest, while others require you to maintain a certain minimum balance to avoid fees.

A savings account can also serve as a financial cushion. It's useful for unexpected expenses or as a resource when you're saving for bigger goals like a vacation, a car purchase, or a down payment on a house. A savings account is a financial solution for anyone who wants to build a stable financial future. It provides a safe place to store money while offering the opportunity to increase the money through interest.

Founded in 2015 by entrepreneurs for entrepreneurs, the Swedish company Qred makes corporate finance smoother, simpler and more accessible for all companies — big or small. With offices in Sweden, Finland, Norway, Denmark, the Netherlands, Belgium, Germany and Brazil, Qred has already supported over 50,000 companies in seven different markets, enabling entrepreneurs to focus on what they do best.

Qred offers business loans ranging from €5,000 to €200,000 with flexible terms and gives its customers the option to repay the loan in full at any time. This means that you only pay for the period in which you actually need the loan.