A loan for your business from € 5.000 up to € 200.000 for all types of businesses, regardless of what you excel at. All entrepreneurs deserve a boost!
Fast application process
Payout within 24 hours
Fully repayable at any time
No matter what you need, we've got the financing fit for you! These are just some examples of how a Qred business loan can help you reach your goals:
We'll help you buy materials or hire professionals to help you make your bigger plans and projects become a reality.
Level up your business with new equipment, machinery or software - we all need an update occasionally.
It happens to all of us! Cover unexpected costs such as repairs, tax payments, or simply a gap in your cashflow.
Waldo Chocolate & Pastries
Amsterdam, Netherlands
Founded in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the bank for small businesses. Qred is a market leader in the Nordics and also has operations in the Netherlands, Belgium and Brazil.
Qred is excited to support small businesses in Germany because we believe that small businesses are the backbone of the economy. They deserve better service and solutions that are truly tailored to their needs. Our dedicated team will be ready to accompany these German businesses on their path to growth.
We use WebID to make identification easy
We use Trustly for secure and fast payments
We use Creditsafe for responsible financing solutions
Moritz, our Country Manager for Germany, and his team have answered our most frequently asked questions here:
No At Qred, we are completely transparent about our pricing and terms. You pay a fixed monthly fee for using the loan and a standard monthly repayment. Add the two amounts together and you get the total cost per month. Qred does not work with variable interest rates or hidden costs, but only with a fixed monthly fee and repayment. In this way, our customers know exactly what costs are incurred each month. Would you like the corporate credit Repay early? This is possible and comes at no additional cost.
Whether you want to use the business loan as working capital or invest in growth, we are here for you. Apply for your loan and sign your offer digitally, and you will receive the money on the same day.
All types of companies can apply for a business loan. It doesn't matter whether the company is new or old, large or small - any company can apply. All that is required is an active and registered company.
A business loan gives your company more financial leeway and flexibility. It provides additional funds that you can use flexibly as needed. This ensures that your company receives the necessary capital in good time to optimally support growth and daily business.
Traditional big banks still have local branches where you need to make an appointment to meet a local advisor. It often takes several days or weeks to get a response, and the application process can be very time-consuming. In the worst case scenario, no loan is approved after all this effort, as traditional banks often do not have the necessary tools to correctly assess risks for smaller companies. FinTech scale-ups such as Qred, on the other hand, specialize in these requirements.
Firmenkredite können den Betrieb Ihres Kleinunternehmens reibungsloser gestalten, indem sie finanzielle Freiheit unterstützen. Bei Qred verstehen wir die besonderen Bedürfnisse von Kleinunternehmern und bieten maßgeschneiderte Finanzierungslösungen, die schnell, flexibel und unkompliziert sind. Unser Ziel ist es, Finanzierungen einfach und zugänglich zu machen, damit Sie sich auf das Wesentliche konzentrieren können: die Führung und das Wachstum Ihres Unternehmens.
At Qred, we want to make things as easy as possible for you. That's why we charge a fixed monthly fee for the loan so you know exactly what you're going to pay each month. There are no entry fees or hidden costs for early repayments. On the contrary, we even encourage you to repay early. Our loans have no commitment period and offer the option of taking a repayment break of up to three months.
Other common costs for business loans may include set-up fees at the start of the term, administrative fees, and various interest rates or hidden costs. But with Qred, you don't have to worry about such hidden costs.
There are various situations in which taking out a business loan makes sense: to bridge a temporary decline in sales, to make long-awaited investments, or to promote growth in your company. Debt restructuring, in which you want to combine several expensive loans into a single one, can also be a reason. Regardless of the reason why you need a loan as an entrepreneur, Qred is there for you.
Applying for a business loan with Qred is fast, secure and completely digital. The process consists of three easy steps:
You can borrow from us ranging from €5,000 to €200,000.
If you're applying for a business loan as a small business owner, there are a few basic requirements that are often set by lenders. These may vary, but here are the most common among traditional lenders:
In addition, it is often necessary for the owner or managing director of the company to act as a guarantor, which means that he is personally liable if the company is unable to repay the loan. These requirements are intended to ensure that your company is able to manage and repay the loan, minimizing risk to the lender.
Most people have a “house bank,” usually a large traditional bank, for private finances such as real estate loans and current accounts. Many prefer to separate their personal finances from business ones. However, at Qred, we offer you a top-notch, personalized service for your business financial needs!
When taking out a business loan, you should consider the following:
We can help you find the best financing solution for your company.
