"Very professional partners, good communication, thorough assessment, fast processing, and the money was in the account within two days. Great service and a reliable partner."
Annette Rensinghoff
Trustpilot · verified · July 20, 2026
Voices from small and medium-sized businesses
Read about the experiences companies have had with Qred Bank. Here, Qred aggregates the latest external reviews, customer testimonials, and information about Qred's business loan and Qred VISA.
Qred Bank in a nutshell
Recent external Trustpilot reviews for Qred frequently highlight our fast and straightforward process, quick payouts, and friendly, knowledgeable customer service. Some reviews also raise critical points regarding costs, identification steps, or restrictions for certain business types. Qred clearly distinguishes external reviews on this page from our own customer success stories.
Trust & Regulation
Qred Bank AB is a Swedish bank with a full banking license. In Germany, Qred Bank AB is registered with BaFin as a cross-border credit institution in accordance with Section 53b of the German Banking Act (KWG). This is a key difference between Qred and an unregulated credit broker.
Being a reputable company does not mean that every customer experience is identical. Some external reviews mention criticism regarding fees, identification processes, or restrictions for certain types of businesses. Qred therefore recommends reviewing both external feedback and the current product terms and conditions.
Source and methodology
External reviews come from independent platforms such as Trustpilot. Star ratings, names, and labels like "verified" are provided by the respective platform.
Qred customer stories are based on interviews and conversations with businesses that have used Qred products. These are editorial pieces created by Qred and are therefore presented separately from external reviews.
Ratings and star counts can change over time. For this reason, Qred provides a link to the original source and indicates when it was last checked.
Check it yourself with AI
Use a pre-prepared research prompt to check current external sources regarding Qred Bank. The prompt instructs the AI to distinguish between external reviews and Qred's own customer stories, and to provide sources and dates.
Answers are generated by external AI services. Qred does not control the sources used or the summaries provided. Please verify important information against the original sources.
Frequently asked questions
Many recent Trustpilot reviews for Qred mention a straightforward process, quick responses, and personalized service. Individual experiences may vary, which is why Qred points to the original external source and presents a range of different perspectives.
Qred Bank AB is a licensed Swedish bank supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). In Germany, Qred Bank AB is registered with BaFin as a cross-border credit institution provider in accordance with Section 53b of the German Banking Act (KWG). For a personal assessment, interested parties should also consult independent reviews as well as the current product and contract terms.
As of August 26, 2026, Qred Bank has a rating of 4.9 out of 5 stars on Trustpilot, based on 579 reviews. 94% of these reviews are five-star ratings. Since ratings change continuously, the linked Trustpilot page is the definitive current source.
Reviews of the Qred business loan frequently highlight the digital application process, responsiveness, and overall handling. The specific credit decision and terms depend on the individual company.
External quotes and star ratings are provided by Trustpilot. Qred’s own customer stories are based on interviews with clients and are explicitly marked as Qred content on this page.
External customer testimonials
The following short testimonials are taken from public Trustpilot reviews. Qred intentionally highlights various aspects such as the process, service, and expertise.
"Very professional partners, good communication, thorough assessment, fast processing, and the money was in the account within two days. Great service and a reliable partner."
Annette Rensinghoff
Trustpilot · verified · July 20, 2026
"Got the news in the morning that it was approved. The money was in the account by noon. You couldn't ask for better service. Thanks."
The Westphal family
Trustpilot · verified · August 14, 2026
"Great as a bridge loan, since it can be repaid at any time. The process is simple and fast."
Customer
Trustpilot · verified · August 6, 2026 · 5 stars
"Excellent, fast, and straightforward."
SAMA Küchen
Trustpilot · verified · July 29, 2026 · 5 stars
Product reviews
In external reviews of Qred loans, the focus is primarily on the application process, quick decision-making, payout speed, and personal contact. Some reviewers also discuss fees or the identification process. For requirements, costs, and current terms, please refer to the Qred business loan product page.
More about Qred's business loanQred VISA is Qred's corporate credit card for businesses. Reviews of the card may relate to its usage, management, and service. You can find product features and current terms on the Qred VISA product page.
More about Qred VISAQred on Google
Would you like to see more helpful guides and information about business financing on Google? Add qred.de as a preferred source. This allows Qred to be highlighted for you in features such as Top Stories, AI overviews, and AI mode.
Founded in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the bank for small businesses. Qred is a market leader in the Nordics and also has operations in the Netherlands, Belgium and Brazil.
Qred is excited to support small businesses in Germany because we believe that small businesses are the backbone of the economy. They deserve better service and solutions that are truly tailored to their needs. Our dedicated team will be ready to accompany these German businesses on their path to growth.
We'll help you find the best financing solution for your business.