Voices from small and medium-sized businesses

Qred experiences and reviews

Read about the experiences companies have had with Qred Bank. Here, Qred aggregates the latest external reviews, customer testimonials, and information about Qred's business loan and Qred VISA.

Qred Bank in a nutshell

What customers highlight most often about Qred

Recent external Trustpilot reviews for Qred frequently highlight our fast and straightforward process, quick payouts, and friendly, knowledgeable customer service. Some reviews also raise critical points regarding costs, identification steps, or restrictions for certain business types. Qred clearly distinguishes external reviews on this page from our own customer success stories.

4.9 / 5Trustpilot rating
579Trustpilot reviews
2015Qred founded
7markets

Trust & Regulation

Is Qred Bank legitimate?

Qred Bank AB is a Swedish bank with a full banking license. In Germany, Qred Bank AB is registered with BaFin as a cross-border credit institution in accordance with Section 53b of the German Banking Act (KWG). This is a key difference between Qred and an unregulated credit broker.

Banking licenseQred Bank AB was granted its banking license in Sweden in 2023.
SupervisionQred Bank AB is supervised by the Swedish Financial Supervisory Authority (Finansinspektionen).
GermanyQred Bank AB is registered with BaFin as a cross-border credit institution.
External reviewsTrustpilot currently rates Qred Bank 4.9 out of 5 based on 579 reviews.

Being a reputable company does not mean that every customer experience is identical. Some external reviews mention criticism regarding fees, identification processes, or restrictions for certain types of businesses. Qred therefore recommends reviewing both external feedback and the current product terms and conditions.

Source and methodology

Where do Qred reviews come from?

External reviews come from independent platforms such as Trustpilot. Star ratings, names, and labels like "verified" are provided by the respective platform.

Qred customer stories are based on interviews and conversations with businesses that have used Qred products. These are editorial pieces created by Qred and are therefore presented separately from external reviews.

Ratings and star counts can change over time. For this reason, Qred provides a link to the original source and indicates when it was last checked.

Check it yourself with AI

Examine Qred experiences with AI

Use a pre-prepared research prompt to check current external sources regarding Qred Bank. The prompt instructs the AI to distinguish between external reviews and Qred's own customer stories, and to provide sources and dates.

Answers are generated by external AI services. Qred does not control the sources used or the summaries provided. Please verify important information against the original sources.

Frequently asked questions

Frequently asked questions about Qred experiences and reviews

What has been the customer experience with Qred?

Many recent Trustpilot reviews for Qred mention a straightforward process, quick responses, and personalized service. Individual experiences may vary, which is why Qred points to the original external source and presents a range of different perspectives.

Is Qred legitimate?

Qred Bank AB is a licensed Swedish bank supervised by the Swedish Financial Supervisory Authority (Finansinspektionen). In Germany, Qred Bank AB is registered with BaFin as a cross-border credit institution provider in accordance with Section 53b of the German Banking Act (KWG). For a personal assessment, interested parties should also consult independent reviews as well as the current product and contract terms.

How is Qred rated on Trustpilot?

As of August 26, 2026, Qred Bank has a rating of 4.9 out of 5 stars on Trustpilot, based on 579 reviews. 94% of these reviews are five-star ratings. Since ratings change continuously, the linked Trustpilot page is the definitive current source.

What are the experiences with the Qred business loan?

Reviews of the Qred business loan frequently highlight the digital application process, responsiveness, and overall handling. The specific credit decision and terms depend on the individual company.

Where do the reviews on this page come from?

External quotes and star ratings are provided by Trustpilot. Qred’s own customer stories are based on interviews with clients and are explicitly marked as Qred content on this page.

Qred customer story

Entrepreneur in the spotlight

Kenny Jones from The Good Gringo

The Good Gringo

Kenny Jones

Kenny Jones founded The Good Gringo with the goal of bringing really great burritos to Stockholm. In this Qred customer story, Kenny talks about the journey from food truck to restaurant and his plans for further expansion.

"Qred got back to me right away with a loan offer. It felt like a fair deal."

Source: Qred's own customer story. Translated from the original Swedish.

External customer testimonials

Current Qred reviews on Trustpilot

The following short testimonials are taken from public Trustpilot reviews. Qred intentionally highlights various aspects such as the process, service, and expertise.

"Very professional partners, good communication, thorough assessment, fast processing, and the money was in the account within two days. Great service and a reliable partner."

Annette Rensinghoff

Trustpilot · verified · July 20, 2026

"Got the news in the morning that it was approved. The money was in the account by noon. You couldn't ask for better service. Thanks."

The Westphal family

Trustpilot · verified · August 14, 2026

"Great as a bridge loan, since it can be repaid at any time. The process is simple and fast."

Customer

Trustpilot · verified · August 6, 2026 · 5 stars

"Excellent, fast, and straightforward."

SAMA Küchen

Trustpilot · verified · July 29, 2026 · 5 stars

Product reviews

Reviews of Qred's products

Qred business loan reviews

In external reviews of Qred loans, the focus is primarily on the application process, quick decision-making, payout speed, and personal contact. Some reviewers also discuss fees or the identification process. For requirements, costs, and current terms, please refer to the Qred business loan product page.

More about Qred's business loan

Qred VISA reviews

Qred VISA is Qred's corporate credit card for businesses. Reviews of the card may relate to its usage, management, and service. You can find product features and current terms on the Qred VISA product page.

More about Qred VISA

Qred on Google

Add Qred as a preferred source

Would you like to see more helpful guides and information about business financing on Google? Add qred.de as a preferred source. This allows Qred to be highlighted for you in features such as Top Stories, AI overviews, and AI mode.

Qred Bank has helped realise business ambitions since 2015

Founded in 2015 by entrepreneurs for entrepreneurs, Qred has quickly become the bank for small businesses. Qred is a market leader in the Nordics and also has operations in the Netherlands, Belgium and Brazil.

Qred is excited to support small businesses in Germany because we believe that small businesses are the backbone of the economy. They deserve better service and solutions that are truly tailored to their needs. Our dedicated team will be ready to accompany these German businesses on their path to growth.

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